I refuse to break Christmas presents for my children
I am a proud ambassador of ScholarShare 529. This is a sponsored post.
When I was growing up, my family always spent the Christmas board. While things were often difficult financially for the rest of the year, during the holidays, my parents spent everything they needed to give my sister and me tons of gifts.
I loved going down the steps of Christmas to see dozens of presents under the tree. I didn't care what they needed to get there, I just knew I needed every single one of them.
Days later, when the glare of the tin began to fade, these new toys that I was so excited about were pushed to the bottom of my toy box, some of which would never be seen again.
Later, I learned that my parents often fund our incredible holidays by buying gifts on credit and emptying their savings account. They meant well. They wanted us to have a better life than they had. But they came in debt doing it.
There is a better way to give gifts
Now that I'm a parent myself, I appreciate what they did, but I think there is a better way to give gifts that are longer lasting and more meaningful to my children.
My thoughts on this were confirmed after interacting with my daughter the next day. Quince has a room that is full of dolls, games, books and art items.
Although her schedule is full of social and extracurricular activities, she always likes to declare that she is bored when she has a spare time. The other day I went into her room and pointed out all the cool things she could do. In fact, she had forgotten about many things there!
So we did a little cleaning and giving away toys. Then my husband and I talked to her about what the holidays would look like for our family moving forward.
We don't go on holiday for Christmas.
Over the years, as more and more people have adopted a lifestyle that is less focused on material objects, a holiday trend has emerged. Many people I know now give and receive 4 gifts every year.
Our family does the same.
We all get something we want, something we need, something to wear and something to read. If you think about it, this is still a really enjoyable time! Instead of breaking down on gifts, we focus more on spending time together, giving the needy, and really delving into the true meaning of Christmas.
We don't use our credit cards for Christmas presents. If we can't pay it in cash, that's not the case.
My husband shakes the internet for deals on all our gifts. Even with the fun of attending holiday parties and exchanging gifts, we are still aware of what we spend. Our finances during the festive season are almost the same as they are during the rest of the year.
We don't go on holiday for Christmas.
At the same time, we also do not expect other people to exceed us. When our loved ones ask what they need to get for our children, we ask for gifts that are longer lasting than toys.
Memories of a trip to the zoo or museum, thanks to a talented family membership, movie tickets, or landmarks, will be close to the hottest toy life of the year. We have also found another gift that will continue to give – a ScholarShare 529 contribution for gifts
ScholarShare 529 is a long-lasting gift.
ScholarShare 529 is a college savings plan of 529 that allows you to save on your child's college education. The plan is easy to get started and can be funded with an initial investment of just $ 25.
Terence and I thought we knew all about it, but we were wrong. I was invited to be a program ambassador and learned so much about the plan that I didn't know!
For example, you do not need to live in California to open an account. You do not need to be a child to be a beneficiary. There are many adult and continuing education programs for which you can use the funds. One of the best benefits for us is that family and friends can also add money to our children's plans.
With the ScholarShare 529 e-gift option, you can ask your loved ones to add to an existing plan you have for your children. Not getting help with your children's education fees gives you the holiday spirit more than having to manage (and find a place to store) tons matter that your children have been gifted by well-meaning family members?
Holidays are for the family.
Just remember that you don't have to suck in all the noise for the holidays.
Your children will not stop loving you unless you spend every penny you have on gifts for them. When Iva gets older, she learns more about the true meaning of Christmas.
Even at the age of 10, she sees that material things aren't always everyone they failed at – especially after the battery dies!
Now he looks forward to Terence and me getting out of work. We check out the Christmas lights in our city and watch funny movies while drinking hot chocolate.
This year, think of gifts that will continue and make sense. Instead of breaking up for your family, do something that brings you together.
What's on your list to give and get this Christmas?