Totally Convenient Ways to Save Money Quickly
Being broke can teach you how to live very economically – believe us, we spent years understand how to live well next to nothing. This is not one of those stories "This is how we saved $ 50,000 by earning only $ 20,000 a year" because, hey, it is not a real thing. Instead, we're here to offer you actionable little steps that you can use to help you spend your money well so you can move from scraping to building your savings.
1. Browse each meal kit subscription in the universe.
Seriously, try them all. Don't forget to cancel your subscription after these $ 60 discount coupons, the first five meals are free have stopped happening.
2. Make a list of your luxury items and see what can stay and what can go.
Do you really need a paid Spotify account when the free account also works great? What about your Hulu, Netflix, Mubi and HBOGo accounts? You can cut two and get a library card – most libraries allow you to rent DVDs and stream movies and TV shows now too.
And ask yourself if some of your other monthly expenses are really necessary. Is subscription to a super sophisticated gym necessary, or would a more basic gym be fine? (It would be. And you can bring your own expensive shower products – it's worth it).
3. Plan the family.
And when you decide that yes, yes, you really make need Hulu, Netflix, Mubi, HBOGo and a paid Spotify account, start a sharing system with your friends and family. It takes a few minutes of planning, but if everyone in your group signs up for a service, you will all save a lot of money.
4. Be the host when you go out with friends.
If your house becomes the meeting place, you can avoid spending extremely expensive bar prices for a glass of wine (and as a bonus, you don't have to worry about finding your way around if you party too much. hard). Or create invitations for BYO drink and snack picnics in the park – everyone is sharing, and you don't even have to clean your place afterwards.
5. You can find very good things used.
If you check the flea markets and flea markets, you will find many clothes (not to mention furniture and a seemingly endless supply of deliciously mismatched shabby-chic glassware) for cheap. Try searching for your city name and the word "garage sale" in the Facebook search bar to find a ton of local messages.
For furniture, sites like Craigslist and online community forums like Nextdoor are fantastic. You can get virtually new and high quality items by simply launching the name of a brand you are interested in ("Crate & Barrel") in the search tool. And check out sites like Thredup which are basically gigantic thrift stores online. You can get really well-made designer clothes for 1/16 the retail price, and it's a much greener way of life.
6. Get your money right.
Although many different savings accounts offer interest, credit unions generally have better rates and higher limits. You can also try the mint app – it can help you figure out what you're spending where and how to do it better – use the discount code-whiz Honey every time you shop online (it's pretty amazing), and give the cash back Ibotta app go, because why not.
7. Consult the services at a reduced price.
groupon hasn't been as popular in recent years as it used to be, but download it again – it's not just for restaurants. You can find everything from haircuts and spa services to dental and eye exams.
8. Do odd jobs.
This goes without saying, but if your paychecks don't stretch and you have free time, a side concert is always helpful. You can always opt for Lyft and TaskRabbit, but don't forget the classics like the babysitting concerts (which you can find on Care), walk the dog (Stir!), or using sites like Upwork to earn a few extra dollars by doing creative tasks. Plus, having a fun side-gig like walking with a dog to occupy some of your free hours will keep you from spending too much (… and the bonus money doesn't hurt).
9. Rearrange your dining style.
Meal preparation can help you eat healthy while saving money (and avoiding waste). Also check out food cooperatives To save money on fresh produce, always buy dry goods like loose paper towels and don't overlook the cheap (and delicious) benefit of creating your own garden.
You can also create economic rules for yourself, such as preparing food for meals you eat alone, which can create a small room for a catering budget with friends. And a tip from the pro: if you start meeting friends for breakfast instead of dinner and drinks, it's much, much cheaper – and a great way to start the morning.
If you are someone who hates meal planning and still goes for lunch everyday, try a service like Mealpal. You can buy a lunch package at local locations for less than $ 6 per meal, and the company also offers great introductory packages (as we're talking about 40% off).
10. Think before you spend.
It is really easy to see something you want and drop a pile on the spot. But if you come from … no? Adopt a two-week to 30-day policy before spending money on non-emergency emergencies. Businesses spend a lot of time and money researching the best ways to get you spent before you have a chance to think, but you can avoid their Jedi-minded stuff if you spend a bit of time to think, make price comparisons and assess value. Think first; move on later. It is less fun at the time but more fun when you realize you have full money to go on vacation later this year.
11. Dust off your bike.
You can save a lot of money on transportation (plus give you a good cardio workout and avoid using fossil fuels) by opting for a bike ride rather than taking a train or a car. Don't want to invest in your own bike? Check if your city has a self-service bike program and climb aboard one of those bad boys – your wallet will feel as much relief as your feet.
12. Put a personal trainer in your pocket.
These days there are therefore, therefore many different the options for integrated fitness, and they are all super customizable for your training needs. So even if having the individual attention of a personal trainer is bomb.com, we guarantee that there is a much cheaper way for you to get this workout and to do it. do, well … personal. At least until you win the lottery, of course.
13. Two words: Trader Joe's.
This – and all the other brands in this article – is not an #ad. But the whole Greatist office is obsessed with TJ, and it doesn't matter who knows. We're going to scream it from the top of a tower of alder milk from Trader Joe's because it's only $ 1.99 so we can afford it!
Seriously – not only do we love their products (have you had this?! Or this?!), but you can't beat prices on generally expensive items like quinoa or blueberries. Trust us when we say that the amount of food you can get for your money will practically double what you would trade at another grocery store. Long live the Hawaiian shirt!
14. Get scrappy with your movie / festival / concert candy.
Should you break the rules of cinema? Of course not! Great, now that we've eliminated that: who hasn't slipped candy in a movie theater? Sometimes you have to get clever (jackets with pockets on the inside) because bag checks are (justifiably) common in theaters, but hey – pharmacy candies are just cheaper and it all helps. This also applies to festivals, concerts and plays, so if you need BYOC… we won't judge.
15. And it's OK to deceive your friends into thinking that you are more chic than you too.
Yes, we are not above filling an old bottle of Aesop soap with Ms. Meyers cheaper, so the bathroom looks more beautiful than it is. See also: recycle the glass containers of beautiful candles in vases with buds and mini planters for succulents (which you will kill, but good) and serve your friends from carafes of sangria, which you made with a few bottles of TJ & # 39; s "Two -Buck-Chuck” cab sauv, an apple and a few oranges (no one ever needs to see the label).
16. Be your own ATM.
You know the saying "out of sight, out of mind", right? We are pretty sure this phrase was born when debit cards became a thing. Try to withdraw money on Sunday evening or Monday morning and let it be your allowance for the week of rest – these Jacksons will feel infinitely more real in your hands than in your bank account.
17. Go for free.
Take advantage of free cultural events in your area. You can get into interesting things this way and, in the worst case scenario, it's not the most amazing moment you've ever had, but at least you weren't too expensive. We love free museum days, outdoor concerts, improv shows, walking tours of cemeteries … whatever happens, we're ready to try everything twice.
For more great fitness tips, healthy recipes and inspiration, check out our friends at Greatist.